Designed to Help our Members During These Difficult Times
We’re here to support you and your family through the uncertainties of this challenging time. To help ease some of the financial burden you may be facing at this time, we have instituted the following temporary CARE Program, featuring Low Rates Loans, Skip-2-Payments and Service Fee Waiving.
CARE Program Low Rate Loans
Signature Loans
– No Credit Report Required – No Payments for 60 Days – Up to 12 Months to Repay
If YOU are a Primary Member that currently has at least a $750 monthly Direct Deposit to your UFCW Credit Union Account:
Current Direct Deposit history for less than 1 Year: $500 Loan
Current Direct Deposit history for 1 year – 4 years: $1,000 Loan
Current Direct Deposit history for 5 years or more: $1,500 Loan 8.00% APR for phone or online applications
10.00% APR for in person applications.
Click HERE to apply for a loan online. Select CARE Loan in the dropdown
If you are a primary member that does NOT have Direct Deposit to UFCW Credit Union:
You have been a primary member for 90 Days to 1 Year: $250 Loan
You have been a primary member for 1 year or more: $500 Loan 10.00% APR for phone or online applications
12.00% APR for in person applications.
A current paystub not older than 60 days is required
If you have other lending needs, feel free to apply online for any of our standard loan products and services.
Negative Overdraft Courtesy Pay Protection Balance extended
from 30 days to 60 days, repayment by day 75 required
Christmas & Vacation Clubs
Waive Early Withdrawal Penalty
IRA
Waive Early Withdrawal Penalty
Waive Early Closure Fee
Share Certificates
Waive Early Withdrawal Penalty
If you have questions, or a situation that you would like to discuss further, please call 866.855.9050, We’re here to help and “We Take CARE of Our Own.”
New Debit Cards Are Arriving!
Check your mailboxes. New debit cards are arriving in the coming weeks in a discreet, white envelope for your security – do not toss before opening. Cards can be activated on or afterMonday, March 24, 2025.